Recession that tumbled the entire world

AMERICAN RECESSION

So basically it all began with people taking mortgages in order to buy houses at some down payment.  The investors used to invest their saving in federal reserve which was considered to be the safest , but when the interest rate by Alan Greenspan was altered to 1% the investors stop investing in it as there were no  good returns 

On the other hand 1% interest rate encouraged borrowing from world wide .Most families took mortgages from bank in order to build houses ,Hence there was abundance of cheap credit . Massive trade takes place on the of basis leverage . The investment bankers on the other hand making the best use of leverage during the ongoing situation grow substantially .They try to create a link between the investors and the home owners . 

Households buy generally buy mortgage from a lender who then sells the mortgage to the investment bank for a very good fee

Seeing that the house rates were growing rapidly their seem to be a no way to decline the offer .

 With the help of leverage they plan to make large amount profits . They buy millions of mortgages which is then converted into a collateralised debt obligation which is further sold to investors .The investor banker have made a good plan to link the household and the investors .Basically they  assumed that they will be good (no chance of risk)even if the household default on their payment as the  house prices were rising and they can sell it off at a good rate ,Moreover the collateralised debt obligation is categorised in 3 trays (levels) the upper being the safest and the lowest being for the risky investors 

The investor at that moment thought of it as the best mode of investment and the investment banks made large profits over the period .The investors now required more CDO’S from the investment bank . The investment bank further asks the lender to but they don’t have any mortgage taker . To fulfil the profitable opportunity they started subprime mortgages ie. The mortgage made to the borrower having low credit rating because if they defaulted they would acquire the house and sell it very easily ( as the property rates were rising ).

The defaults started rising and so the number of houses with the investment banks they have acquired . Then came the situation in the country where the supply became greater than the demand and the prices began to fall and investment banks started suffering losses .

Moreover the responsible home owners who were making payment of their earlier purchase of houses started to think that even if they default they will be easily to buy another house as the property rate have stumbled at that time .The investors who have purchased the CDO’S are not interested to sell it until  the price movement get corrected 

Hence for investment banks their were no source f income and  the whole economy over the period falls in recession 

(It ended very bad with the collapse  of LEHMAN BROTHERS which at that time was considered one of the best investment banks) 

Emerging Indian Hospitality Giant in Overseas

New startup Oravel Stays Private Limited know as OYO in market is boosting day by day while spreading it's roots in overseas.
Recent is the Chinese market in which it has invested $ 600 million which is making a sense of breaking a mythology for INDIAN startup settlement on a long run in China.
Earlier Google,Amazon and some other internet giants have been failed in penetrating Chinese market as per the solid content rules and regulations to be shown for its Chinese target market.

Making a tie up with approx 1000 plus properties and listing approx 87000 rooms in overall 171 cities of China Ritesh Agarwal(Founder of OYO) is much more confident while he has started following the rules of china and settling up a different domain to access Chinese market.

Sports Kreeda 2018

What Happened to The Society ?

Do you care about Nirbhaya ? Asifa ? Or even Aparajita ?

Somehow I feel the previous generation and the generation before that are solely responsible for rapes
Yes, You heard that right.

If a boy and a girl sits together, walks together, or spends time together you'll hear them talking shit, engage themselves in moral policing to keep the society "Clean" you know.
They're the one who'd judge a guy on his salary and his wife and a girl on her cooking skills and the number of boyfriends she had before the marriage.

If a couple sits on the park with hands on hand these people ask them to "get a room".
If you talk about sex, condoms or periods they'll act like we've been born from photosynthesis or by God's Grace.
They'll never encourage or support you to talk to the opposite sex without a "why", they'd never have cleanest of thoughts if you're out with your friend opposite to your sex.

These people made sex a taboo and sexual intercourse confined after marriage. By this they encourage men to treat their female partners as some living flesh to feast on. And if you don't agree to this, you'll have to be raped. Call it marital rape or normal rape.

Calling it "Indian Culture" they'd stop you to think rationally, think practically and encourage more rapes!

Tolerance

I've seen people sharing pictures of curvy girls walking out of the beach on Bikini with caption "Chubby is the new sexy" because it was updated by pages like Sarcasm, Compass or You and you feel it.

And I've also seen the same people slutshaming and insulting women for wearing saree that apparently shows cleavage, bare arms and waist.

Well, how much hypocrite are you ?
Wearing a bikini is absolutely normal while wearing a Saree in a bit different way is shameful. Do you close your eyes in shame when you see someone this way ? Do you know your nudes have made a round of shares after you broke up with your boyfriend ? What if your Google searchlist is checked ?

You share the pictures of World Cup beauties in bikinis, you share the pictures of Scarlett Johansson, Alexander Daddario or Megan Fox with clearly visible cleavage.
You share the pictures of semi nude couple making out with "Mood", or "Want" as the caption, and then you call these women in Sarees as sluts ?
What's wrong with Sarees ?
Oh I see, your Bong sentiment gets a hitch right ? You can't tolerate saree worn in this way, you've taken up the responsibility to shame and make people learn how to wear Sarees.

Tell you what, it's nothing but jealousy. You're absolutely jealous of their beauty, their popularity and their tag as the "Bong Crush". You're burning out of jealousy and out of frustration you're sharing these by taking a dig at them.
These women neither wanted to be the Bong Crush nor they requested us to make them.
And moreover aren't you guys the ones who captions with hashtag "One shouldn't be judged for the dress they wear" ? And This is how you repent when it comes to the reality ?
Disrespecting, Insulting and calling them names isn't taking you to higher grounds, won't talk about morality that Every women deserve to be respected, but what if they were your sisters ?
Trolling on the social network is easy, ever faced the hard side of being trolled ?

The World of Memers

The meaning of having fun has degraded lately. When we were small, we were taught to have fun in such a way that nobody gets hurt or disrespected but still we can manage to get the joy out of it.

But with the advancement of Social Media and being in touch with people becoming easier, our generation has lost the sense of respect and humour. They forgot the need for privacy. I don't know what kind of Adrenaline Rush these people get at making fun of others. Extracting Joy out of insulting someone should be a big NO that goes way above from these pea sized brain dead people.

New trend to the community is Meme. These days making up Shit with a caption has been termed as meme too. No sense, no meaning, disrespecting people and that's a meme too. No humour, no deeply hidden meaning and no use of irony and that's meme. Talk about Social issues and that's a meme too. If you can't insult, disrespect or make fun of anyone, that ain't a meme brother.

Now coming to the main part, Priyanka Chopra and Nick Jonas and Anushka Sharma. A female married a male who's 10 Years younger to her, so ? What's wrong in that ? You talk about living in 21st Century and then act like 14th Century ? Where were you when your God married off to Anjali Tendulkar ?

We know now, why we lack creativity, sucking at looking up to good things and then lead in unemployment. Everyone is a memer!

Dear Extroverts

I am an introvert. And no, introverts do speak. And they are not mute. We just wait for our mind to bring up something to say which might suit the conversation we are in. Ask us about things we like and you might need a chair if you're standing because we ain't stopping.

There's this simple thing. Extroverts runs on dopamine and introverts on acetylcholine. You might find fun in loud music, crowded gatherings or concerts but we on the other hand get exhausted by so much exposure.

The things which excites you, might be overinvigorating for us forcing our brain to shut down. Like not literally! But we just stop being in the moment. Honestly, we wish to be in our bed with a book or something. Most importantly, being anti-social. Or rude. Or shy.

It has nothing to do with being an introvert. Just because we need to get out of a party or a gathering sooner than others, doesn't means we are disliking it or hating people. See socializing exhausts us. Yes it does. It is not a facile job for us. Most of the time some of us rehearse conversations in our head.

Trust me, we are doing everything just fine in our head. But in reality, our whole inside is nudging our brain to leave. It's too much. If you see us getting lost somewhere between any conservation, that means the conversation does not hold any interest for us and may be we are having some really important meeting with someone inside our head.

So next time when you go out with your introvert friend:

a) don't introduce them to some stranger and then leave them alone with them.

b) Don't ask them to change themselves or work on it. We cannot fix ourselves, it's not a disease.

We seriously love your excitement and the fun you spread around. And we will hangout with you everytime, ofcourse after taking proper breaks in between. Like a month or two?

Love,
An introvert.

To The One I Made Up

You walk around the room, smiling and collecting your things because you’re late for work. Our eyes meet and you stop – my heart flutters. You grin, jumping on the bed and leap forward to kiss my forehead. Sheepishly, I take out your things that I had hidden under the pillow.

Late at night, you come home tired. I undo your hair and make you a drink. You smile a beautiful smile and tell me about your day. You listen about mine. You listen carefully about the book I am working on. You want to read the beginning pages, but I tell you that I want to work on it more before I let you see it. You decide to wait a little longer.

You never tell me that I don’t have a real job, that I’m just a writer and you are the one who supports this family.

When we go out, you are proud to be with me. You hold my hand and we steal glances at parties. You point out the other pretty girls and we look at them together. We keep a score of who noticed more pretty girls in a day, and I win every time. Because I notice you.

We go bowling and you beat me because I’m not into sports and you love it because you’re certain you’ll always win.

Late at night, the other side of my bed is not empty. I have you, holding a cup of coffee or with a tub of ice-cream, looking at me as I read out a book for both of us.

We have our hard days but we work on it together. Sometimes, you bring my favourite cake with ‘sorry’ written on it. Other times, I bake a cake at home for you.

But who am I kidding? None of this is real. You are not real. The other side of the bed is empty and I bake a cake just for myself and I continue to write, knowing nobody wants to read my story. This should make break my heart but it doesn’t. It just fills me with a longing that one day, I’ll find someone like you. Until then, I’ll keep making you up and you’ll keep fading away.
You’re just a figment of my imagination.

GRIEF

As a relationship ends, usually both the people involved are hurt.
But some don't show grief at all. Especially men.
They'll drink out, exercise out, throw themselves into work. But won't grieve.

But grief is so much important, especially for the other person.
If the other person knows that you are grieving, it gives them an assurance that even though it ended, it was once true.
Because that's the most important assurance everyone needs, that whatever it was. Was once true and mutual.

You know you need that assurance too, maybe not from the same person you were last with. Maybe with the first person that left you. Maybe someone else, that once was a part of your life.
You need that assurance that, even though everything ended and is a talk of the past, but it existed. That happiness during that time wasn't fake. That once, someone thought you were worthy.

So when I tell you, that showing grief is important. It's because it is.
You don't have to cry and be Devdas, but you have to let the other one know somehow that yes; you're hurting too.
It doesn't mean you want things to go back, even if you wanted to, it just won't.
It's important so that the other one can move on. So that you can move on.

Responding to Rudeness on Social Media

When you are regularly on social media networks, you interact with many people online. While the majority of people are supportive, others may leave rude comments on the networks. These negative people are likely a minority, however being prepared for how to respond to rude comments is a good idea. You will be more confident on the social media networks and take the comment less personally when you are prepared for the possibility.

The rude comments may be in relation to a link you posted to a photo, an article or other media type. The comments may also be a personal attack to your profile photo or description. There are several ways to effectively respond to rude remarks.

Delete the Comments

One option when you receive a rude comment on a social media network is to delete the comment if you have the authority on the particular network. On Facebook, for example, you can delete comments posted on your own wall.

You may want to delete the comment rather than engaging in conversation with the writer if you consider the remark blatantly offensive and likely to offend others too. Examples include remarks that contain swear words or are racist in nature.

When you delete the comment rather than respond to it directly, you do not risk engaging in the same low level as the other person. As well, it is possible that the commenter is trying to entice you into saying something foolish and will then call you out on your remark. These people are often called Internet trolls as they post remarks to provoke people into emotional replies. Engaging in negative remarks with this person only breeds further negativity.

Block the Commenter

In addition to deleting rude comments, or instead of this action (if you do not have the authority to delete), you can also respond by blocking the commenter from your profile on the social media network. When you block a person on Google+, for example, you cannot see each other’s profiles or any public messages written by each other. Communication with each other on that network ceases.

Remember that you do have the right to block someone. You have likely not met the commenter in real life and there are countless other people to communicate with on social media networks. You do not owe the blocked person an explanation for your response. Leave behind the negative comment and communicate with more positive people online.